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C&M Insurance Blog

View the latest blog posts from C&M Insurance.

Open enrollment for health insurance ended March 31, 2014. That isn't going to change if you weren't 'in line'. However, there is an alternative. According to C&M Insurance Health & Life Account Executive, Rod Marlow, if you didn't get signed up, you can't prove you were 'in line' to enro... READ MORE >>

March 31 at midnight is the end of open enrollment under the Affordable Care Act (or Obamacare). Health insurance will not be able to be purchased individually until November! Call C&M Insurance today with questions regarding subsidies, penalties, eligibility at 734-994-9440. READ MORE >>

In a social media post the end of February, we asked for client reviews on our page and said that we would randomly draw a winner on March 15 and feature the winner on our C&M Insurance social media sites. Congratulations to Dan Baranski from Elkton, Michigan! He will receive a $20 Visa gift card. READ MORE >>

Our Annual Client Survey Results Are In! In our St. Patrick’s Day Newsletter, we talked about basement flooding safety tips to protect against personal property loss and an unwanted homeowners insurance claim. We also included our annual survey asking clients how we are doing. READ MORE >>

Consumers can be confused by the term 'deductible'. Recently, we had a client say they were 'embarrassed' to ask what deductible meant exactly. In the spirit of this question, we want to briefly explain what 'deductible' means: Auto insurance deductible: This is the amount you'll pay out of pocket before certain coverages can kick in. READ MORE >>

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Health Insurance Open Enrollment Ends March 31 C&M Insurance has worked diligently to educate our customers and the general public what the Affordable Care Act is, what it does, and how it affects each and every one of you.  The Health Insurance Marketplace has had a myriad of setbacks but seems to be working better. READ MORE >>

Daylight Savings Time happens this weekend. Use the time change twice yearly to check the batteries on your smoke and carbon monoxide detectors. It's also a good opportunity to consider replacing your smoke detectors depending on their age. It is recommended to update any smoke detector older than 10 years old. READ MORE >>

Basement Flooding Safety Tips as Michigan Thaws Don’t pile snow near your home – Changes in temperature can cause ice dams from snow piles to form, which can weaken the walls of your basement and let water in. READ MORE >>

The New Health Care Act and You! On center stage is President Obama’s Affordable Care Act (ACA). This law requires that all Americans have health insurance a) through employer, or b) a private health care plan, or c) have a qualified exemption, or d) pay 1 to 2.5% of their taxable income as a penalty. READ MORE >>

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