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1.        Does your farm tractor ever leave your premise, such as crossing the road to a different field, or just going to the neighbors to help out?  If you don’t have farm owners liability you don’t have coverage on the roadway.  While you may be a safe and cautious operator, you cannot predict what others may do.  Why take the chance, check with  Michigan Farm and Equine Insurance, a division of C&M Insurance Services to obtain a full coverage review

2.        Do you have personal horse owners liability?  If your horse has a “bad” day and bites or kicks someone on the trail, causing them injury, are you protected?  Are you liable?  Michigan Farm and Equine Insurance, a division of C&M Insurance Services can provide you with the protection you need so you can relax and enjoy those trail rides on your horse and be worry free.

3.       What happens in Michigan if your horse trailer breaks free and collides with another vehicle?  What if there were serious injuries to those involved?  Michigan Farm and Equine Insurance, a division of C&M Insurance Services can provide you with the coverage you need on Michigan roadways and when traveling out of state for those equine events.

4.       Does your property have older barns and outbuildings still of use, but not replaceable?  Michigan Farm and Equine Insurance, a division ofC&M Insurance Services can tailor a farm policy to address those historic barns and outbuildings and still provide you with the replacement coverage on your newer and updated home.

Posted 12:47 PM  View Comments

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